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June, 2008:

Human cost of Yorkshire floods – 2007

BBC Survey shows flood toll a year on

By Mike Chilvers
BBC News, South Yorkshire

Catcliffe near Rotherham during the 2007 floods

Much of the village of Catcliffe was left under water for several days

The human cost of last summer’s floods in South Yorkshire has been revealed in a survey of the worst-hit communities.

More than eight out of 10 of those who answered a BBC Yorkshire questionnaire said they suffered mental or physical ill health as a result of the floods.

More than a fifth (22%) were so traumatised they had taken medication.

And one in five said they were not insured for the damage caused to their property in the deluge which hit the area on 25 June 2007.

Thousands of people were forced to leave their homes as flood waters rose in towns and villages around Barnsley, Doncaster, Rotherham and Sheffield.

Last month, BBC Yorkshire carried out a survey in some of the worst-affected streets, selecting 2,000 addresses from areas known to have requested the most aid from the South Yorkshire Flood Disaster Relief Fund.

Of the 242 people who replied, 43% had been forced out of their homes for more than six months.

The average time away from their homes was nine months, but many more have yet to return to properties which are still awaiting repair.

Floods survey results graphic

Almost a third (32%) of those who replied to the survey said the strain of coping with the aftermath of the floods had had a detrimental effect on their family life and relationships.

The Downson family, of Hunt Lane in Bentley, near Doncaster, is still living in temporary rented accommodation because of delays to house repairs.

Mark Downson told the BBC his efforts to repair the property had been dogged by a catalogue of wrangles with his insurance company and builders.

He and his wife had suffered depression and the stress had taken its toll on his two sons, aged 15 and 10.

“They’re used to having their own space and we’ve lived in four different houses since the floods,” he said.

“I’ve seen their behaviour change – they’ve become more disobedient.

“If your home life’s not as it should be everything else becomes a problem, it wears you down.”

In total 84% of those who responded said their health had suffered to some degree, either mentally or physically.

Some 67% had suffered physical ill health, including chest infections, stomach upsets and skin complaints.

Meanwhile, 70% had seen a deterioration in their mental health, including 26% who said they had suffered significant problems.

Several families said their children had been left scared of heavy rain.

‘Very confused’

Mother-of-four Lyndsey Hamblett, whose family spent 10 months living in a caravan, moved back into her house in Toll Bar 11 weeks ago.

She said: “When it started raining badly again the other week, my two boys were running around with school rulers measuring the depth of the water in the garden.

“They remembered how quickly the water had risen in the floods and were saying: ‘We’ve only got two hours to get out of the house’.

“My youngest is only just three years old and when we moved back into the house she kept saying she wanted to go home to the caravan. She’s very confused because she can’t really remember living here.”

The survey also gives an insight into the financial impact of the deluge, with 20% of those who responded saying they were not insured, leaving them with hefty bills to replace damaged possessions.

The Association of British Insurers said: “The people who do not take out home contents insurance usually make that decision because they are on a tight budget.

“They are the ones who can least afford to replace stuff once it’s damaged.”

The majority who were insured have also been adversely affected as insurance companies raised premiums when they renewed their policies.

Flooded street in Catcliffe, South Yorkshire

Some residents in Catcliffe said the floods brought the community together

Before the floods, Pauline Warburton, of Bickerton Road, in the Hillsborough area of Sheffield, paid £250 for a policy with flood cover, but says she has now been asked to pay up to £900 without flood cover for a new policy.

Property values in many areas also dropped immediately after the flooding.

Jon and Andrea Smith, of Wombwell near Barnsley, told the BBC survey that two neighbouring houses which had been on the market at about £180,000 before the floods were re-valued at £130,000 to £140,000 in the immediate aftermath.

Despite their problems, 48% of the survey respondents said they had received a good or very good response from their insurance companies when they submitted their claims.

Amid the trauma of the flooding, the survey reveals a significant number of people felt the emergency brought communities and even families closer together.

One third (33%) said the experiences of last June had had a positive impact.

Michael Torr, who lives in Catcliffe near Rotherham, said before the floods he had not known his next door neighbours, but now they were best friends.

Both families had been forced to live in caravans during the clear-up, and since moving back into their homes they have taken their caravans on holiday together.

Mr Torr and about 10 other neighbours set up a flood wardens scheme to alert each other to imminent flooding.

He said: “People have got more pride now in Catcliffe.

“As much as I’d like to move for fear of flooding, I wouldn’t like to because of the neighbours.”

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New laws to stop companies selling plots of agricultural land at inflated prices is demanded

MP demands end to ‘landbanking’

A Liberal Democrat MP is calling for the introduction of new laws to stop companies selling plots of agricultural land at inflated prices.

By Paul Lewis – BBC Radio 4′s Money Box

The land is sold on the hope that planning permission will be granted and the investors will make a big return.

Greg Mulholland, Liberal Democrat MP

Greg Mulholland has campaigned on landbanking for many years.

But Greg Mulholland wants legislation to end those schemes which are “obviously a scam”.

A government spokesman said a number of schemes had already been closed down under existing laws.

Recent action

Mr Mulholland, Liberal Democrat MP for Leeds North West, was speaking after the Financial Services Authority (FSA) declared the UK’s biggest landbanking scheme illegal.

It’s time the government woke up and took action
Greg Mulholland, Liberal Democrat MP

The FSA asked the High Court to wind up the company which ran it, UK Land Investments Limited (UKLI).

Mr Mulholland told Money Box on BBC Radio 4,

“I’m delighted that the Financial Services Authority has taken this action and is now homing in on other companies who are carrying out what is clearly an illegal as well as an immoral activity”

The FSA confirmed it was aware of 70 landbanking schemes that had sprung up since 2005.

A warning

Jonathan Phelan, head of retail enforcement at the FSA, said,

“Our action against UKLI, should serve as a warning to other companies that might be breaking the law in this way.”

But Greg Mulholland called for legislation to bring about “the end of landbanking which we have seen blight so many people’s lives over the last few years.

“It’s time the government woke up and took action so that by 2009 or 2010 we can look back and say… it can’t happen again in this country.”

Companies Investigation Branch has investigated a number of these cases
BERR spokesman

More than 4,500 people were persuaded by UKLI to invest £69m in small plots of land, none of which has been given planning permission.

They paid around £15,000 for each plot, some of which have been valued at a few hundred pounds.

Lee Manning, the joint administrator of UKLI and a partner with Deloitte, told the BBC,

“The company itself has very little net assets left.

“I would doubt if creditors would get more than a few pence in the pound.”

Crack down

A spokesman for the Department of Business, Enterprise and Regulatory Reform (BERR) said it was able to take action against such schemes under existing laws.

“Companies Investigation Branch has investigated a number of these cases and in many instances has brought proceedings to wind up the companies concerned.

“We will continue to crack down on companies which mislead the public in this way.

“Anyone approached by companies offering plots of land on the promise of future planning permission should be very wary and thoroughly question the information they are given.”


BBC Radio 4′s Money Box was broadcast on Saturday, 7 June 2008 at 1204 BST.

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House building targets warning – Professor Stephen Nickell

Ministers are “very unlikely” to achieve housing targets, the UK’s chief advisor on home building has warned.

Stephen Nickell
Fears housing chances are becoming social polarised.

Professor Stephen Nickell said that, unless conditions change, the target of three million new homes in England by 2020 will not be met.

To get to this target, the housing industry needs to be building 240,000 homes a year, a figure that few think they will achieve this year.

The industry is already behind in its construction targets.

Just over 200,000 new homes were built last year.

Priced out

Homebuilders have cut back new building this year as a lack of mortgage products and falling house prices have cut demand.

Mr Nickell, who heads the National Housing and Planning Advice Unit, believes that alongside the financial constraints local authorities are also holding up new house building.

The wealthier people in society can satisfy their housing demands, more or less, as they get richer
Professor Stephen Nickell

“Unless local authorities are given a strong incentive to allow house building in their locality, it seems to me very unlikely that we will hit the housing targets,” he said.

“And if you don’t keep building these houses the prices just keep going up relative to people’s incomes.”

Government figures published recently showed that new housing work was down 5% in the first quarter of this year compared with the same period in 2007.

The Home Builders Federation, which represents major house builders, said that new building work did not show any signs of picking up.

“Right now the credit crunch is stopping people from getting the finance that people need to buy homes,” said John Slaughter, director of external affairs at the Federation.

“Longer term we need a better business environment and less regulatory cost to get the industry moving.”

The big building companies are beginning to show the strain with rumours that they may have to raise new capital to survive.

The two giants of the industry, Taylor Wimpey and Barratt Developments, carry a total of more than £2.5 billion of debt.

That equates to more than double their combined market worth.

The financial pain being felt by the companies has already forced one of them, Persimmon, to put a halt on all new building projects.

Falling prices

Figures from the Nationwide this month showed a 2.5% drop in house prices in May, with some predicting a 20% drop by the end of 2008.

But despite falling house prices, Professor Nickell said the current situation seemed to be only benefiting the richer parts of society.

“The wealthier people in society can satisfy their housing demands, more or less, as they get richer. While the rest of us get squashed into smaller and smaller houses.” he said.

And he added that if present trends continue, things are looking bleak for the future of housing in England.

“If the present situation continues we will be less well housed than the majority of people in Europe, Australia or the United States,” he said.

Original Article

Stephen Nickell

Is currently Warden of Nuffield College, Oxford. He was an External Member of the Bank of England Monetary Policy Committee from 2000-2006 writing a number of pieces on the subject of the UK housing market. Until 2005 he was School Professor of Economics at the London School of Economics, following this role from 1984-1998 as Professor of Economics and Director of the Institute of Economics and Statistics at the University of Oxford. He has also had earlier roles as an economist at the London School of Economics, in Paris and at the University of Princeton. He has been awarded a number of academic honours including Fellow of the British Academy and Foreign Honorary Member of the American Academy of Arts and Sciences. He has published widely in numerous branches of applied economics.

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